Commercial Real Estate & Bridge Funding Programs
COMMERCIAL REAL ESTATE &
Getting Tough Real Estate
Financing Deals Done For Years!
JUMBO & INVESTMENT RESIDENTIAL REAL ESTATE LOANS
Rates From 6.5%
Non-Credit Score Options
To 90% LTV + 100% Rehab
Funding $75,000 to $5,000,000
Unrestricted Cash-Out
No Tax Returns/Financials
No Population Restrictions
No Prepayment Penalty Options
(2) Two to (3) Three Week Closings
Jumbo Investment
Residential Loan Program
This is an ideal for small commercial (1-to-4 unit) or luxury real estate, for novice and veteran investors. Offering bridge, interest-only and renovation loans for fix and flip transactions and fully amortized mortgages for buy and hold purchases. No primary home ownership, previous landlord experience, personal or property income and is required for this program. Bridge and rehab funding programs are currently available primarily in: CA, NV, AZ, CT, GA, MD, VA, MO, IL, OH, CO, PA, FL, TN, TX, WA, WV, NJ, MI, LA, NC, AL, etc. (all 48 states except SD, ND and MT) and our permanent real estate loan program is available nationwide.
Commercial Real Estate Loans
Real Estate-Based Asset Funding
- Investment Properties | Acquisition/Purchase
- Hard Money Loans (Challenging credit scenarios)
- Corporate Entity and Limited-Liability (LLC) Loans
- (SBA) Small Business Administration 504 and 7A Loans
- Small Cap Bridge Loans ($2,000,000 or less) 1 to 2 Years
- Jumbo Bridge Loans ($2,000,000 or more) 2 to 3 Years
- Acquisition & Development Loans | Blanket Loans (Multiple properties)
- Construction & Renovation Loans |Non-Recourse Mortgages ($5,000,000+)
- International Financing (Caribbean, South America, Central America, Canada, and Mexico)
- Refinance with Cash Out | Rate & Term Refinance | Debt & Equity Loans | Permanent Placement
Funding Categories
No Documentation: The borrower’s income is not required or disclosed to the lender. This particular underwriting category and loan type tends to have the highest interest rates and is classified as hard money.
Full Documentation: Within this category, the borrower’s income is confirmed with a recent business tax return. With funding requests under this program, federal tax returns are needed for owner-occupied businesses as well. This funding program has the most competitive interest rates.
Credit Requirements: Business and commercial credit are welcome, and we have worked with all sorts of credit. Of course, credit is a factor and with higher fico scores there is a lower interest rate. With commercial funding, there are several additional factors that are considered and that ultimately contribute to the mortgage rate.
Funding Amounts
Small Balance Loans: Are real estate loans amounts of $2,000,000 or less. The financial profile of the guarantor and/or borrower, which includes the rating fico score are important factors in these funding decisions. The cash flow of the transaction should also compliment the project to provide funding terms of approval.
Jumbo Balance Loans: Loans of $2,000,000 or more fit this category. Deals in this category fall under guidelines that focus more on project worthiness. And of course, sponsor and/or guarantor overall strength is a factor as well.
No Documentation: No Income Options Available
Full Documentation: Recent Tax Returns & Income
Credit Requirements: “A” through “D” Considered
Small Balance Loans: Amounts of $2,000,000 or Less
Large Balance Loans: Amounts of $5,000,000 or More
International Investors: Foreign Nationals Are Welcome
We see you as more than an application and a credit score, so your rates and origination fee is calculated based on several factors from cash flow to online client reviews.
Business-Based Funding
- Export/Import Trade Finance
- Bank Instrument Funding (Micro-Macro)
- Accounts Receivable Funding (Factoring)
- Small Business Loans for Working Capital
- Commercial Equipment Finance & Leasing
- Business Lines-of-Credit (Business established 2+ years)
- Term Loans/Business Acquisitions/(generally 5+ years)
Additional Real Estate & Business-Related Services
Consulting & Business Advisory
Feasibility Studies and Business Plans
Investment Real Estate Income Analysis
Development Implementation & Strategy
Press Kit & Executive Summary Preparation
Real Estate Sales & Marketing (Choice Markets)