SBA Loans


There are a significant number of funding programs available to raise working capital, equipment finance or commercial real estate funding for your business so we have selected some of the most popular programs for your review.




Raise Capital

Complete your funding request and upload the required documents to expedite your pre-approval. Your application is reviewed to confirm that your financial business activity supports the ability to repay the loan. Funds can be credited to your bank account in as quickly as seven days after your application package has been completed.

Share General Information

Give us an idea of what the funding will be used for and share some information about the financial profile of your business and its ownership. Your skilled business loan specialist will be happy to help guide you from the initial funding request to the disbursement of capital into your business account.

Pre-qualification Without Affecting Your Credit

In 7 minutes or less you can pre-qualify without adversely affecting your fico score! Just complete a funding request, and we?ll immediately let you know that you pre-qualify for funding of $2,500 ? $500,000.

Supercharge your Business with an Injection of Working Capital

How BS&S helps your business with funding for:

  • Business Expansion
  • Debt Refinance
  • Working Capital
  • Business Acquisition
  • Equipment Financing
  • Real Estate Financing



$25,000 to $5,000,000


$1,122 monthly with
funding of $100,000


$0 pre-pay total without fees
or pre-payment penalties


6.25 to 7.25%**


10 year



* Loans above $151,000 also have an SBA guarantee fee of 2.27%
** Variable interest rate loan with Prime Rate + 2.77% - 3.77%

Business Term Loan

Interest Rates
No fluctuations. Fixed for the lifespan of the loan.

Duration Rate
One year 5.50% to 23.31%
Two years 8.79% to 25.81%
Three years 9.01% to 26.81%
Four years 9.81% to 27.81%
Five years 10.50% to 21.31%


We think you should understand the amount of your working capital and have the right to. Which is why we do not have prepayment penalties and share pricing structures that are transparent and straightforward.

Fee Class Fee Clarification
Origination 0.9% to 6.9% The expense of evaluating, originating and funding your loan request includes a fee that is included with your funding offer, which means you do not pay a fee if you do not receive working capital. The strength of your business and credit profile is considered when determining this fee and this amount is deducted from the total working capital amount upon funding.
Non–Sufficient Funds $35 On a failed transaction you will be charged a small fee to cover costs that are incurred, if they’re insufficient funds in your account when the monthly payment is deducted.
Prepayment additional fees. None If you decide to repay part or your entire loan early, you are not penalized by being charged
Late Payment 10% of payment amount A fee is charged for missed payment or if your monthly payment is late. This fee will be billed to your account and is paid in addition to the general monthly payment and is deducted from your account and sourced directly onto the funding investors.



With our broad skills, getting SBA loans are becoming easier, which has resulted in higher approval rates and more funding for businesses that may have been previously unsuccessful in obtaining SBA funding.  We are proud to say that in most instances our clients are funded upon initial request.

  •  98% funding success rate. With our money-back guarantee, we assure funding for pre-approved clients or else, our work is free.
  •  Putting private capital to work for small business. In 2015, we managed to help entrepreneurs securing millions of dollars in funding and this year they are on track to increase those funding milestones.

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SBA 7(a) Loans

The SBA 7(a) loan is the most common type of SBA loan which offers up to $5 million to get your business functioning. Whether the funds are for a start-up, acquisition, or expansion, let 7(a) loan help you fulfill your small business? financing goals.

Closing in as few as 30 days


SBA Qualifications

A surprising number small businesses qualify for a BS&S SBA loan


Business Owner + Business


U.S. citizen or legal permanent resident

Good credit


Foreclosures or bankruptcy filings within the last 3 years

Prior default on government-backed loans




2+ years in business

Good credit


Cash flow to support loan payments

Outstanding tax liens

Request funding for your business, commercial equipment or real estate. No obligation or request a free quote.

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